Dein erstes Forum » 10. Housing recovery dependent on emplo

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A few more foreclosures have yet to flush through the market(s).


2. Mc Mansions are out: compact housing is it. Baby boomers are downsizing to more manageable homes. Generation “x” is interested in vibrant Mohamed Elneny Arsenal Jersey , walkable neighborhoods, smaller compact homes. smaller homes with more pizzazz..


3. Home buyers are thinking longterm: 1st time home buyers are now thinking a decade in advance. Repeat buyers 15 years in advance. Homeowners are simply planning on staying longer.


4. Prices still have further to drop: 7-10% Increase in foreclosures. The 500 Mesut Ozil Arsenal Jersey ,000 plus market (larger older homes)and conditionally and location challenged unsold properties will still need to adjust price or condition or both in order to sell. Price competitively or price it to compel a buyer to choose your property over the gazillion other choices they may have.


5. More foreclosure to come: still shaking out the over boughtover extended home owners from the boom of 2005-07. Some home owners that bought in 2005-07 are now needing to sellmove for one reason or another. Some can’t afford to move because their mortgages are worth more than what the market will bear for their home and that leads to more foreclosures.


6. Mortgage rates to remain low: Long term rates will begin to rise mid to late 2012. Rates will eventually have to go up in order for governments to begin to recover their own debt loads.


7. Mortgage RulesStandards taking on new shape: Shorter amortization periods: no more 50 year mortgages, now down to 25 year mortgages as the norm. Increase minimum downs: more and more lenders are tightening their purse strings and will be requiring more money for down payments in order to secure financing. Longer probation periods: stricter qualifying standards over all Mathieu Debuchy Arsenal Jersey , especially the self- employed.


8. New Construction concerns: lower new construction starts in this market (2011) could lead to a housing shortage in the future.


9. Investor opportunity: CASH investors will rock especially for bank foreclosure sales.


10. Housing recovery dependent on employment rate: housing recovery maybe delayed due to in part of current employment rate.


Although not written in stone the above Real Estate Trends for 2012 are a guideline as to the direction the market is headed. Smaller homes, tighter financing regulations Lucas Perez Arsenal Jersey , and a few more foreclosures to get through are all what we can generally expect to see in the near future. But always remember: a good home well located, presented and priced will sell in any market!


Happy Investing!


This is where things get interesting but don’t let this become your biggest concern. Relationships are EVERYTHING when borrowers and lenders get together. Working with a lender who truly understands your needs but who also can manage any obstacles that crop up throughout a project life cycle is critical.


Yes Laurent Koscielny Arsenal Jersey , your profit will be a product of your debt servicing and acquisition costs so seeking the best rate you can get is important. I would suggest, however Kieran Gibbs Arsenal Jersey , working with a lender who understands you and your project is just as critical.


By no means can I quote on behalf of all private or syndicated lenders but I c. Cheap Jerseys From China Cheap NFL Jerseys Cheap Jerseys Wholesale Cheap Jerseys Free Shipping Cheap New Jerseys Wholesale Jerseys Cheap Wholesale NHL Jerseys Free Shipping Wholesale New NFL Jerseys Wholesale College Jerseys Wholesale College Hockey Jerseys